Terms and Conditions

Introduction to Our Terms

These Terms and Conditions govern your use of myrothasen's website and services.

By accessing our website or using our services, you agree to be bound by these terms.

Definitions

For the purposes of these terms:

• "We," "us," and "our" refers to myrothasen and its authorized representatives
• "You" and "your" refers to the individual accessing our website or using our services
• "Services" refers to our financial planning consultations and related offerings
• "Platform" refers to our website, mobile applications, and digital services

Description of Services

We provide subscription-based financial planning consultations designed to help individuals understand and navigate their financial circumstances.

Our services include analytical reviews, strategic discussions, and educational guidance on financial planning concepts.

User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information during consultations
• Maintain the confidentiality of your account credentials
• Use our services in compliance with applicable laws and regulations
• Respect intellectual property rights and not reproduce our content without permission
• Notify us promptly of any unauthorized use of your account

Prohibited Uses

You may not use our services to:

• Engage in any unlawful activities or violate applicable regulations
• Share false, misleading, or fraudulent information
• Interfere with the security or functionality of our platform
• Use our services for commercial purposes without prior authorization

Account Terms

Your subscription account allows access to our consultation services according to your selected plan.

You are responsible for maintaining the security of your account and password.

Payment Terms

Subscription fees are charged monthly in advance. All fees are in Australian dollars and include applicable GST.

Intellectual Property

All content, materials, and intellectual property on our platform remain the property of myrothasen.

You may not reproduce, distribute, or create derivative works without our written consent.

Privacy and Data Protection

Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms.

We comply with Australian Privacy Principles and international data protection standards

Limitation of Liability

To the fullest extent permitted by Australian law, our liability is limited to the amount paid for services in the preceding 12 months.

Indemnification

You agree to indemnify and hold us harmless from any claims arising from your use of our services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Termination

Either party may terminate the service relationship with appropriate notice as outlined in your subscription terms.

Upon termination, your access to services will cease, though certain provisions of these terms will survive.

Modifications to Terms

We reserve the right to modify these terms at any time, with changes becoming effective upon posting.

We will provide reasonable notice of significant changes through our website or direct communication.

Governing Law

These terms are governed by the laws of Australia and the state or territory in which our services are provided.

Any legal proceedings will be conducted in the appropriate courts of Australia.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full effect.

Entire Agreement

These terms, together with our Privacy Policy and other referenced documents, constitute the complete agreement between us.

Contact Information

For questions about these terms, please contact us: